Banana Bread · Chocolate Chip Walnut

Chocolate Chip Walnut Banana Bread

Our classic banana bread loaded with melty chocolate chips and toasted walnuts, finished with a crunchy sugar top. It's a treat that still counts as breakfast.

New, no ratings yet0 reviewsby Simmerbee Kitchen

Prep
20 min
Cook
1 hr 5 min
Total
1 hr 55 min
Serves
1 loaf
Level
Easy

Ingredients

  • Batter
  • 3 large ripe bananas, very spotty, about 1 1/2 cups mashed
  • ½ cup unsalted butter, melted and slightly cooled, plus a little for the pan ≈ 113 g
    Swaps for unsalted butter

    Instead of butter

    • Salted butter: The same amount, with about ¼ tsp less salt per stick (½ cup) elsewhere in the recipe. Nothing noticeable once you cut the salt.
    • Plant-based butter sticks: The same amount. The closest swap.
    • Refined coconut oil: The same amount: solid when the butter is soft or cold, melted when it is melted. It is all fat, so bakes are a bit more tender and rich, with no butter flavor.

    All 4 swaps for butter

    Cooking for an allergy? Check every label.

  • ¾ cup light brown sugar, packed ≈ 165 g
    Swaps for light brown sugar

    Instead of brown sugar

    • White sugar + molasses: 1 cup granulated sugar + 1 tbsp molasses (light) or 2 tbsp (dark). The same as store-bought.
    • White sugar: The same amount. Crisper, paler cookies with less caramel flavor.
    • Light and dark brown sugar: The same amount, either way. Dark brown sugar tastes stronger and makes bakes a bit darker and moister.

    All 4 swaps for brown sugar

  • 2 large eggs, room temperature
    Swaps for eggs

    Instead of eggs

    • Flax egg: 1 tbsp ground flaxseed + 3 tbsp water for each egg. Binds well but gives less lift, so bakes are a little denser and flatter, with a mild nutty taste and brown flecks.
    • Chia egg: 1 tbsp chia seeds + 3 tbsp water for each egg. Works like a flax egg: good binding, little lift, slightly denser crumb.
    • Unsweetened applesauce: ¼ cup for each egg. Moister and denser, with a soft, slightly gummy crumb if you swap more than one egg.

    All 5 swaps for eggs

    Cooking for an allergy? Check every label.

  • ¼ cup sour cream or plain yogurt ≈ 58 g
  • 1 tsp vanilla extract
    Swaps for vanilla extract

    Instead of vanilla extract

    • Vanilla bean paste: The same amount. Stronger, with visible vanilla seeds.
    • Vanilla bean: The seeds of 1 bean for each 1 tbsp extract. A deeper, floral flavor and visible seeds.
    • Alcohol-free vanilla: The same amount. Made with glycerin; a slightly milder taste.

    All 5 swaps for vanilla extract

  • 1 ¾ cups all-purpose flour, plus 1 tablespoon for tossing ≈ 219 g
    Swaps for all-purpose flour

    Instead of all-purpose flour

    • Gluten-free 1:1 baking flour: The same amount, a blend that includes xanthan gum. A little grittier and more crumbly, browns faster and dries out sooner.
    • Bread flour: The same amount. More gluten: chewier cookies and bread, tougher cakes.
    • Whole wheat flour: Up to half of the flour. Nuttier, darker and denser.

    All 4 swaps for all-purpose flour

    Cooking for an allergy? Check every label.

  • 1 tsp baking soda
    Swaps for baking soda

    Instead of baking soda

    • Baking powder: 3 tsp baking powder for each 1 tsp baking soda. It rises, but bakes come out paler and puffier, cookies spread less, and the extra powder can taste a little bitter.

    More for baking soda

  • ½ tsp kosher salt
    Swaps for kosher salt

    Instead of salt

    • Table salt or fine sea salt: About half as much as Diamond Crystal kosher, about ¾ as much as Morton kosher. The same saltiness when measured this way.
    • Salt by weight: 1 tsp is about 6 grams of table salt, 5 grams of Morton kosher, 3 grams of Diamond Crystal kosher. The most reliable way to swap, especially in baking and brines.

    More for salt

  • Mix-ins
  • ¾ cup semisweet chocolate chips ≈ 126 g
    Swaps for semisweet chocolate chips

    Instead of chocolate and chocolate chips

    • Semisweet and bittersweet: The same amount, either way. Bittersweet is less sweet and more intense; semisweet is milder and sweeter.
    • Chopped bar chocolate for chips: The same weight (a 12 oz bag of chips is about 2 cups). Melty puddles and streaks instead of neat chips.
    • Chips for bar chocolate when melting: The same weight. Chips melt thicker and less smoothly, so ganache and glazes are a bit stiffer.

    All 4 swaps for chocolate and chocolate chips

  • ½ cup walnuts, chopped ≈ 59 g
    Swaps for walnuts

    Instead of nuts

    • Another nut: The same amount. Pecans are sweeter and softer, walnuts slightly bitter, almonds firmer and milder.
    • Toasted pumpkin or sunflower seeds: The same amount. Smaller and crunchier, with an earthy taste.
    • Leave them out, or use chocolate chips or toasted oats: The same amount (or none). Leaving nuts out doesn't change how a batter bakes.

    More for nuts

    Cooking for an allergy? Check every label.

  • 1 tbsp turbinado or granulated sugar, for the top

Different pan? Written for 9x5-inch loaf; rescale the amounts for an 8x8, 9x13, round, loaf or sheet pan.

Cooking for a crowd? Pans, timing and salt for 12 to 50.

Missing something? Tap Swaps next to an ingredient, or see all substitutions.

Steps

Kid helper. A child can do steps 3, 4, 5 and 6: no knife, no heat. Steps marked “Grown-up” use a knife or heat. Cooking with kids

  1. Heat the oven to 350°F (175°C).
    Butter (how to grease and flour a pan) Grease and flour a pan Coat a pan with fat (and sometimes flour) so baked goods release cleanly. 1. Rub a thin layer of soft butter or shortening into every corner with a paper towel, or use baking spray.2. For cakes, add a spoonful of flour, tilt and tap the pan until it is coated.3. Turn the pan over and tap out the extra flour.4. For chocolate cakes, use cocoa instead of flour so there is no white film. Done when: Every surface, corners included, is lightly coated with no bare spots or thick clumps. How to grease and flour a baking pan: mistakes to avoid
    a 9x5-inch loaf pan and
    line (how to line a pan) Line a pan Cover the bottom (and sometimes sides) of a pan with parchment or foil so food doesn't stick and lifts out easily. 1. For a sheet pan, tear parchment the size of the pan and lay it flat.2. For a round cake pan, trace the bottom on parchment, cut the circle out and press it in.3. For brownies and bars, leave two long sides hanging over to make handles (a "sling").4. A little grease under the paper holds it in place. Done when: The paper lies flat with no folds where the batter could run under it. How to line a baking pan with parchment: mistakes to avoid
    it with a parchment sling.
    350°FGrown-up: heat
  2. Spread the walnuts on a small baking sheet and
    toast (how to toast) Toast Heat nuts, seeds, spices or bread crumbs in a dry pan or oven until fragrant and lightly browned. 1. Spread them in a dry skillet over medium-low heat, or on a sheet pan at 350°F.2. Shake the pan or stir often.3. Watch and smell: the moment they smell nutty, they are close.4. Tip them onto a plate right away; the hot pan keeps cooking them. Done when: They are fragrant and a shade darker. Small seeds take 1 to 3 minutes; nuts in the oven 5 to 10. How to toast nuts, seeds, spices and bread: mistakes to avoid
    them in the oven until fragrant. Let them cool.
    350°F⏱ Toast nuts: 7 minGrown-up: heat
  3. In a large bowl, mash the bananas with a fork, then
    whisk (how to whisk) Whisk Beat ingredients with a whisk to mix them smoothly or to add air. 1. Use a bowl big enough to whisk without splashing; set it on a damp towel to stop it spinning.2. Hold the whisk loosely and move it in quick circles or side to side, touching the bottom.3. For lumpy mixtures, add liquid a little at a time and whisk after each.4. For sauces on the stove, keep the whisk moving across the whole bottom of the pan. Done when: The mixture is even with no lumps or streaks of egg. How to whisk: mistakes to avoid
    in the melted butter, brown sugar, eggs, sour cream and vanilla.
    Kid step
  4. Whisk in the baking soda and salt, then
    fold (how to fold) Fold Combine a light mixture (whipped cream, beaten whites) or chunky add-ins into a batter gently, so it stays airy. 1. Put the lighter mixture on top of the heavier one, or add the flour or chips.2. Cut a rubber spatula straight down through the middle to the bottom of the bowl.3. Sweep it across the bottom and up the side, then turn it over on top.4. Turn the bowl a quarter turn and repeat.5. Stop as soon as no streaks remain. Done when: There are no dry streaks or white blobs, and the mixture still looks light and puffy. Safety: Batters with raw eggs or flour aren't safe to eat raw.How to fold ingredients into a batter: mistakes to avoid
    in 1 3/4 cups flour just until barely combined.
    Kid step
  5. Toss the chocolate chips and walnuts with the extra tablespoon of flour (this keeps them from sinking), then fold them into the batter.
    Kid step
  6. Scrape into the pan, smooth the top and sprinkle evenly with the turbinado sugar.
    Kid step
  7. Bake until
    a toothpick (how to toothpick test) Toothpick test A quick way to tell if a cake, quick bread or brownie is baked through. 1. Near the end of the baking time, open the oven and pull out the rack.2. Poke a toothpick or thin skewer into the center (the last place to set).3. Pull it straight out and look at it.4. If wet batter clings, bake a few minutes more and test again. Done when: Clean, or with a few moist crumbs for brownies and fudgy cakes. Wet, shiny batter means not yet. How to test a cake with a toothpick: mistakes to avoid
    in the center comes out without wet batter (melted chocolate is fine). Tent with foil after 45 minutes if the top is getting dark.
    350°F⏱ Bake: 1 hr 5 minGrown-up: heat
  8. Cool 15 minutes in the pan, then lift out and cool at least 15 minutes more on a rack before slicing.
    ⏱ Cool: 30 minGrown-up: knife, heat

Tap an underlined word for how to do it, or see all techniques.

Tips

  • Skip the walnuts for a nut-free loaf and use 1 cup chocolate chips instead.
  • A toothpick may hit a melted chip. Test in a second spot before deciding it's underbaked.

Storage

Wrapped at room temperature up to 3 days.

Make ahead

Freeze the whole loaf or slices up to 3 months.

Cook once, eat twice: It makes 10 servings: eat half and freeze the rest. It keeps 3 months frozen, by the storage note above. Print a freezer label · More freezer meals

Quick answers

Can I freeze it?

Freeze the whole loaf or slices up to 3 months.

What can I swap?

Answered from this recipe's own storage, make-ahead and swap notes.

Estimated nutrition per serving

Calories
390
Protein
6 g
Carbohydrates
53 g
Fiber
3 g
Sugars
30 g
Fat
19 g
Saturated fat
9 g
Sodium
240 mg

Whole recipe, 10 servings: about 3,910 calories.

Estimate from USDA FoodData Central; not medical or dietary advice. Based on 12 of 12 ingredients.

How we estimate

We add up USDA FoodData Central values for each measured ingredient as written and divide by the recipe's 10 servings, so changing the servings or units here doesn't change a serving. Brands, swaps, trimming and cooking all change the real numbers.

Estimated cost

About $0.65 a serving

About $6.35 for the recipe as written (10 servings).

Estimate; prices vary by store and region. U.S. average prices for September 2026 from BLS Average Price Data and USDA ERS Purchase to Plate prices updated with the BLS Consumer Price Index. Priced: 9 of 12 ingredients, 99% by weight.

How we estimate

Each measured ingredient is weighed as in the nutrition estimate and priced at the U.S. average: BLS's average price where BLS publishes one, else USDA ERS's Purchase to Plate price for 2017-18 raised to September 2026 with the CPI for that food group. Whole packages, store brands, sales and regions all change the real cost: treat it as a ballpark.

  • semisweet chocolate chips $1.55 ERS
  • walnuts $1.35 ERS
  • unsalted butter $1.00 BLS
  • ripe bananas $0.95 ERS
  • light brown sugar $0.60 ERS
  • eggs $0.40 BLS
  • sour cream or plain yogurt $0.30 ERS
  • all-purpose flour $0.25 BLS
  • turbinado or granulated sugar $0.05 BLS

Not priced (no official average price we can match, so not in the total): vanilla extract, baking soda, kosher salt.

More dishes for less: cheap eats.

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Cleanup score 3/5 (some cleanup): 3 things to wash, loaf pan, sheet pan, mixing bowl.

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